Book Your Free Mortgage Review & Rate Analysis

This is a 15-minute call to run the numbers and see if a Rate & Term Refinance makes sense for you. This is a strategy session, not a sales call.

Michael Gillani

Michael Gillani

NMLS #288906

"

I get it. Refinancing is a big decision. My goal is to give you the clear, honest numbers so you can decide what's best for your family. There is absolutely no pressure or obligation.

What We'll Cover

  • The Break-Even Calculation: The exact formula to know if a refinance is worth the cost.
  • Rate vs. APR: What the banks don't tell you about 'no-cost' refinances.
  • Term Reduction: How to switch to a 15-year mortgage without doubling your payment.
  • The 'Reset' Trap: How to refinance without starting your 30-year clock over.

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How It Works

1

Select a time below.

2

Answer a few questions about your goals.

3

Check your email for your confirmation.

Your information is 100% confidential and will not be shared. This is a free educational service for homeowners. DAS Acquisition Company, LLC dba USA Mortgage NMLS #227262. Equal Housing Opportunity.